340-774-6845 340-774-6845

St. Thomas, U.S. Virgin Islands Insurance Defense Law Firm

Experience when it matters most
Hodge & Francois have been providing legal advice and representation to insurance companies and self-insured corporations throughout the U.S. Virgin Islands for more than 35 years. Insurance defense attorneys at the firm have extensive experience handling insurance claims, insurance coverage issues and subrogation for clients at every level of state and federal courts. They are dedicated to providing the personal attention and respect that your company deserves.

St. Thomas insurance defense attorneys
Hodge & Francois provides insurance companies with a wide variety of legal services, including:

  • Tort litigation of all varieties
  • Claim management and apportionment services
  • Insurance coverage opinion letters
  • Declaratory judgments
  • Reinsurance advice and disputes
  • Bad  faith litigation
  • Professional liability litigation
  • Coverage opinion letters
  • Insurance appellate litigation
  • Arbitration and mediation

The firm often helps insurance companies resolve problems involving insurance policy coverage. Attorneys analyze every provision to determine the extent of coverage that is warranted under the policy, and prepare detailed opinion letters on those findings. After providing the client with the opinion letter, they seek to resolve the issues by filing a declaratory judgment action in court. However, in certain cases, litigation may become necessary to settle issues in dispute. If that occurs, you can rest assured that the firm’s attorneys have the knowledge and skill to get you the best possible results.

Hodge & Francois also assists insurance companies in situations involving third parties. The firm’s lawyers often initiate subrogation claims against at-fault third parties in order to get reimbursement for any payments to insureds under their own policies.

Effective solutions with your best interests in mind
Although Hodge & Francois has forged its reputation through its litigation abilities, attorneys at the firm commit their best efforts wherever possible to resolving your problems without resorting to court.  They understand how expensive litigation can become, and that litigation may not be the best option in your case. For these reasons, the firm routinely utilizes arbitration and mediation to settle disputes for clients at much reduced cost, and proposes settlements that have your company’s best interests in mind.

Handling insurance coverage issues
Aside from insurance defense, the firm’s attorneys also represent plaintiff’s in the following areas:
•    Insurance litigation and appeals
•    First-party claims
•    Third-party claims
•    Claim management consulting
•    Motor vehicle claims
•    Construction claims
•    Analysis and interpretation of insurance policies

Knowing your rights is the first step to finding a solution to your legal problems, and the firm is dedicated to guiding you through the process to make sure you receive the coverage you bought.

Know your rights and demand what you deserve
Insurance companies often claim your policy lacks the coverage necessary to provide you with the benefits you seek. If the insurance companies refuse to honor your claim, Hodge & Francois analyzes every detail of your policy to prove them wrong. If litigation becomes necessary, you can rest assured that the firm’s attorneys vigorously defend your rights in court to get you the best possible results.

Hodge & Francois has a proven record of successful settlements and jury verdicts, and is comfortable with handling even the most complex cases.

Trusted attorneys ready to defend you
Call 340-774-6845 today or contact the firm online to find out how Hodge & Francois can help resolve your problems. From their offices in St. Thomas, Hodge & Francois represents clients throughout the U.S. Virgin Islands.